UNIFIED PLATFORM, DIVERSE POSSIBILITIES

Smart, Neutral Payment Orchestration

PayKraft unifies payments and banking into one smart platform, automating collections, payouts, and insights with no bank or aggregator lock-in.

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Trusted by industry leaders
  • Klubworks
  • Capup Finances
  • TYKE
  • ARZOOO

Who We Are

We’re a new-age fintech company helping businesses manage payments, compliance, and reconciliation, all from one smart, secure platform.

Who We Are

24/7

Risk Monitoring

25+

Escrow Models

100%

Agnostic Integration

Our Story

Founded in 2022 by Bankers working with Fintechs of all sizes. We believe that every new-age problem requires new-age solutions. We are on the path to merge our Banking Knowledge with Fintech expertise to create result-oriented solutions for domestic and international payments.

So we built a platform that bridges both worlds. With a programmable core, modular APIs, and financial security at its foundation, PayKraft gives you precise control over how money moves across banks, systems, and stakeholders.

Our Mission

To orchestrate a new era of unified financial innovation, wherein every transaction is smooth, interoperable, and secure, empowering businesses to move money with confidence, clarity, and control.

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Smart Orchestration

Not just routing—decisions made by live data, cost, and business priorities.
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Banking Neutrality

Built to be agnostic, no lock-ins, just plug, play, and switch or expand partners anytime.
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Compliance Engine

Built-in KYC, AML, and escrow logic that evolves to changing regulations.
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Operational Clarity

Live dashboards and reports that merge financial, ERP, and payment data.

Paykraft, Your Payment
Powerhouse Awaits!

Paykraft manages all your collections & payouts through a single, secure platform. Enjoy faster transactions, transparent pricing, and expert support built for your growth.

Fast & Reliable

Fast & Reliable

Frictionless Transactions

Execute high-volume transactions in seconds. PayKraft ensures your money flows quickly, securely, and without interruption, every time, all the time.

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Optimized Flow

Routes based on speed and cost for optimized results.

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Dynamic Switching

Instantly adapts to the best available channel.

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Always Available

99.99% uptime, built for reliability and scale.

Learn more about transactions Arrow

Transaction Volume

2M+

+24% this month

Recent Transactions

Payment to Vendor
ID: TX78291
- ₹5,240
Payment Received
ID: RX12539
+ ₹8,750
Fast & Reliable

Protection Layer

Defend Every Transaction

Every transaction is wrapped in layers of security, including AI, compliance, and encryption to keep your data safe and fraud far away.

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Compliance-Centric

Fully aligned with PCI DSS, GDPR, and ISO.

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AI Monitoring

Fraud gets flagged before it causes harm.

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Hardened APIs

Secured with JWT, OAuth, and 2FA.

Learn more about Security Arrow
Fast & Reliable

Orchestration Engine

Automation That Adapts

Let automation handle the heavy lifting. PayKraft learns, adapts, and triggers processes as your operations evolve.

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Modular APIs

Plug-and-play modules for fast deployment.

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Error Recovery

Auto-resolve or reroute failed tasks.

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Concurrent Execution

Run multiple automated paths in parallel.

Learn more about Intelligent Automation Arrow
Fast & Reliable

Instant Insights

See Everything Live

From transaction details to anomaly alerts, get a real-time lens into your financial health, instantly and accurately.

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Live Dashboards

View collections, payouts, and success rates once it happens.

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Root Cause Clarity

Identify failures, fraud, or drops with one click.

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Data-Filled Reports

Download insights for ops, finance, and compliance.

Learn more about Live Analytics Arrow

Live Analytics

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12.75%
Finance Report Download
Download

We Built Paykraft To Power Every Flow

Plug-in
Plug-in

Connect multiple payment gateways, banks, & digital ledgers with a single plug-in and accept payments flexibly across channels.

  • Multi-channel
  • Unified Access
  • Payment Flexibility
Switch
Plug-out

Manage all your bank accounts and payouts from Paykraft and automate transfers with multi-mode options, ERP integration, and 2FA.

  • ERP Integrated
  • Secure Transfers
  • Bank Agnostic APIs
Orchestration
Orchestration

Send each transaction through the most optimal path, based on success rate, cost, or business rules automatically.

  • Dynamic Routing
  • Smart Logic
  • Auto Optimization
Recon
Recon

No more messy spreadsheets. Reconcile payments in one click across your ERP, bank, and PayKraft with clear, downloadable reports.

  • Auto Match
  • Error-Free
AML
AML

Support for multiple payment methodsincluding credit cards, ACH, wire transfers, anddigital wallets.

  • Detect Frauds
  • Live Checks
EXCRO
EXCRO

Hold and release funds securely using our API digital escrow. Trustee controls ensure all parties are protected until the deal is done.

  • Digital Escrow
  • Conditional Release

Our Product

Paykraft connects banking, payments, and compliance tools through one powerful system, built for speed, control, and precision.

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Product
Everything in One Place

Our connected ecosystem brings critical financial functions under one smart layer, enabling automation, security, and operational efficiency.

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Unified Financial Interface

Track all your accounts, data, and actions from one place.

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Automation-Ready APIs

Trigger real-time workflows with developer-ready, modular APIs.

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Scalable & Secure by Design

Built to handle volume, speed, and compliance from day one.

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Plug-in
Connected Banking

Centralize management of multiple bank accounts via a secure, unified dashboard. Get end-to-end visibility with live data aggregation.

  • Tick Mark Multi Bank API connectivity
  • Tick Mark ERP-ledger automation
  • Tick Mark Maker-checker security
Plug-in
UPI Acquiring

Accept UPI payments instantly with dynamic VPAs and QR codes that meet NPCI standards.

  • Tick Mark Real-time UPI capture
  • Tick Mark Auto-generated VPAs
  • Tick Mark Intent & QR flows
Plug-in
Payment Orchestration

Automate your payment flows using pre-defined rule based logic and performance insights.

  • Tick Mark Smart routing by success rate
  • Tick Mark Manual override options
  • Tick Mark Live performance metrics
Plug-in
Smart Routing

Improve transaction success rates and reduce costs with Paykraft smart routing and fallback logic.

  • Tick Mark Dynamic path switching
  • Tick Mark Failover-ready design
  • Tick Mark Rule-based routing control
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Verification & Whitelist

Validate beneficiaries before sending payouts to improve success and reduce fraud exposure.

  • Tick Mark Instant account check
  • Tick Mark Rule-led whitelisting
  • Tick Mark Fraud control layer
Plug-in
EXCRO: API-Powered Escrows

Programmable escrow service for locking, holding, and releasing funds securely with multi-party logic.

  • Tick Mark API escrow engine
  • Tick Mark Event-based release
  • Tick Mark Multi-stage logic flows

Ready to Orchestrate Smarter Payments?

See how PayKraft powers fast, secure, and flexible transactions for growing businesses like yours.

Our Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners
Bank Partners

Prioritizing Protection, Powering Performance

We never settle for enabling payments; we go beyond. We deliver peace of mind, trust, and confidence with uncompromised security.

It’s Not About Chances, But Choices

We choose the industry’s best security practices, measures, and technologies to maximize security in each transaction and minimize the possibility of compromise.

Priority

PCI DSS Level 1 Compliance

Paykraft adheres to the highest industry standards, ensuring secure handling of cardholder data.
Priority

Tokenization

We minimize the risk of data theft by reducing the exposure of card and other sensitive data across multiple payment providers, using unique, non-sensitive tokens.
Priority

AI-Driven Fraud Detection

We monitor transactions in real time with Machine learning algorithms to identify and prevent fraudulent activities.
Priority

Advanced Authentication Protocol

We apply risk-based auth 3DS2 (3D Secure 2.0) to reduce chargebacks while delivering a frictionless and secure checkout experience.

Our Protection Mechanism

Protection

Compliance Certifications

PCI DSS Level 1, SOC 1/2, ISO 27001, GDPR, and AML regulations.
Protection

Encryption Protocols

AES-256 and TLS 1.3 encryption secure data at rest and in transit.
Protection

Authentication

3D Secure (3DS2) with TLS 1.3 encryption enhances security.

Response Metrics

Minimize the impact of potential security incidents, MTTD, and MTTR.

Secure API Integrations

JWT Encryption, OAuth 2.0 Authentication for secure API integrations.

Advanced Firewall

NAT and TLS/SSL Inspection secure network traffic effectively.

Provider Benchmarks

Adheres to AWS/Azure/GCP encryption and logging policies and standards.
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AML
99.999% Uptime

Our resilient architecture ensures 99.99% uptime, minimizing disruptions and supporting business continuity.

  • Redundant Systems
  • Auto-scaling
  • Disaster Recovery
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Industry Standards

Our commitment to security and compliance is validated through adherence to critical fintech industry standards and global regulations.

  • PCI DSS Level 1
  • ISO 27001 & 2002
  • SOC 1 & 2
  • GDPR & AML
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Scalable Security Measures

Based on your business needs, we customize encryption, authentication, and compliance protocols without compromising performance.

  • Tick Mark Flexible Authentication
  • Tick Mark Adaptive Fraud Detection
  • Tick Mark Geolocation-based Compliance

How We Make It Work!

We adhere to PCI DSS Level 1, GDPR, AML, SOC 1/2, and ISO 27001, ensuring global compliance and trust for your business.

Our customizable security solutions, including encryption and fraud detection, adapt to your business size, transaction volume, and market needs.

AI-driven fraud detection, real-time monitoring, and 3DS2 authentication minimize fraudulent activities, protecting your revenue and customers.

Our APIs are fortified with Auth 2.0 and rate-limiting, ensuring secure, seamless connections with various payment providers.

Let’s Secure Your Transactions

It’s time to protect your business with enterprise-grade fintech security. Connect with us for more details on how to make use of Paykraft and secure your transactions.

Trusted by Industry Leaders

Hear what our clients say about how our Connected Banking & Payout Services solution has transformed their financial operations.

Only real moments, real experience, and real feedback from our real clients.

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Really loved using PAYKRAFT. Great Work!

As a growing e-commerce platform, we struggled to integrate multiple payment providers while ensuring robust security. PayKraft’s easy API integrations and PCI DSS compliance simplified our payment process, while their AI-driven fraud detection protected our customers’ data from day one.

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Priya Nair

Founder & CEO, NovaPay Technologies

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Only real moments, real experience, and real feedback from our real clients.

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Increased 65% Opportunities of Global Expansion

Managing payments across 4 countries was a compliance nightmare until we partnered with PayKraft. Their customizable security measures, including 3D Secure and GDPR adherence, ensured we met regional regulations without compromising checkout speed.

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Aarav Mehta

Global Retail, Retail Chain

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Only real moments, real experience, and real feedback from our real clients.

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PAYKRAFT just works. spanWhen we need it!

We’ve had issues in the past with gateways going down or delays in payouts. With PayKraft, things have been way more stable. Honestly, we don’t even think about payments anymore and that’s the best part.

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Ankit Sharma

Director – Digital Innovation, Zenix Financial

Quotation

Only real moments, real experience, and real feedback from our real clients.

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One awesome product PAYKRAFT!

Our subscription platform needed secure, scalable payment processing to handle recurring payments. PayKraft’s tokenization and OAuth 2.0-secured APIs gave us confidence in data protection, while their real-time monitoring caught potential threats early.

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Sneha Kapoor

StreamLane, Subscription-based SAAS

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Only real moments, real experience, and real feedback from our real clients.

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The reporting in PAYKRAFT saved us during audits!

We were scrambling for data last quarter. The downloadable reports and recon tools from PayKraft gave us exactly what we needed. It’s not flashy, but super useful.

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Meera Iyer

Lead UX Strategist, AlphaCore Systems

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Only real moments, real experience, and real feedback from our real clients.

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ONE DASHBOARD fixed all our problems!

I used to check 3 to 4 systems just to track our business payouts and collections details. Now it’s all in one place. Still getting used to the UI, but it’s already making our business more easy.

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Rohan Desai

Chief Technology Officer, LedgerCraft

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Proven Results for Our Clients

  • Cost Reduction
    Average

    68%

    Cost Reduction

    In payment processing operations for enterprise clients

  • Cost Reduction
    Up to

    5x

    Faster Processing

    Transaction completion time compared to traditional systems

  • Cost Reduction
    Average

    100%

    Fraud Prevention

    Using AI-powered detection systems and advanced algorithms

  • Cost Reduction
    Client

    92%

    Growth Rate

    Average transaction volume increase after first year

Looking for Visible Growth?

Supercharge Your Growth with Seamless Payment Orchestration.

Ask PayKraft, About PayKraft!

Our platform offers secure, OAuth 2.0-protected APIs for easy integration with e-commerce systems like Shopify, WooCommerce, and custom solutions, enabling fast setup and reliable performance.

Yes, PayKraft supports multi-currency transactions and complies with global standards like PCI DSS and GDPR, simplifying cross-border payments for businesses of all sizes.

By leveraging intelligent routing and analytics, PayKraft optimizes provider selection, reducin transaction fees by up to 20% while maintaining high approval rates.

We provide 24/7 support, customizable features, and scalable infrastructure on AWS/Azure/GCP, ensuring your payment system grows seamlessly with your business needs.

Unified Solution for Efficient Payment Ecosystem

Optimize payments, maximize success rates, reduce cart abandonment, and operational cost with a single unified payment orchestration system.

Get It Now
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Talk to the Experts

Every great payment journey starts with a conversation. Reach out and discover how PayKraft can power your next phase of growth.

Our Offices

  • Headquarters
    123 Tech Avenue
    San Francisco, CA 94103
    United States
  • Europe
    45 Paykraft Square
    London, EC2A 4NE
    United Kingdom
  • Asia Pacific
    8 Marina View
    Singapore, 018960
    Singapore
  • Australia
    200 George Street
    Sydney, NSW 2000
    Australia

Schedule a Personalized Demo

Get a customized walkthrough of Paykraft tailored to your specific needs.

Send us a message

Our Client’s Frequently Asked Questions!

  • What is a payment orchestration platform?

    A payment orchestration platform streamlines online transactions by managing multiple payment providers, optimizing routing, and ensuring secure, efficient payment processing for businesses.

  • How quickly can we implement your solution?

    Our advanced platform integrates in just 2-4 weeks, customized to your needs. For unique needs, our expert team collaborates with you to ensure rapid, seamless delivery, keeping your payments ahead of the curve.

  • Do you provide integration support?

    Yes! We offer full API documentation with sample code, a dedicated UAT environment, and test API keys to ensure a smooth integration process. When you move to production, we swap out the test keys for live ones.

  • How do payment orchestration platforms ensure secure transactions?

    We use smart encryption (e.g., AES-256, TLS 1.3), fraud detection, and compliance with standards like PCI DSS and GDPR to protect sensitive data and prevent fraud.

Smarter Payments Begin Here!

Bring all your financial operations under one smart layer and optimize your cash flow.

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